Quantitative Aptitude · Sequence and Series
Concept of Sequence and Series for CA Foundation
Updated 1 October 2026 · Fact-checked
A sequence is a list of numbers arranged in a definite order, each following a rule. A series is the sum of the terms of a sequence. To solve questions, find the rule for the nth term, put in the needed value of n, and add terms if a series is asked.
Understand Concept of Sequence and Series
A sequence is a set of numbers written in a fixed order, where each number is called a term. The position of a term is its place in the list. The first term is t₁ (or a₁), the second is t₂, and so on. Example: 2, 4, 6, 8, ... Here t₁ = 2, t₂ = 4.
Most sequences follow a rule. The rule that gives the term at position n is called the general term or nth term, written tₙ. For 2, 4, 6, 8, ..., tₙ = 2n. Put n = 5 and you get t₅ = 10. Once you have tₙ, you can get any term without listing the ones before it.
A series is what you get when you add the terms of a sequence. For the sequence 2, 4, 6, 8, the series is 2 + 4 + 6 + 8. Its value is 20. The sum of the first n terms is written Sₙ. So Sₙ = t₁ + t₂ + ... + tₙ.
A sequence with a last term is finite, like 3, 6, 9, 12. A sequence that goes on without end is infinite, like 1, 2, 3, ... The same words apply to series: a finite series has a last term, an infinite series does not.
The key link between the two is this: the nth term equals the sum of n terms minus the sum of (n − 1) terms. That is tₙ = Sₙ − Sₙ₋₁ for n ≥ 2, and t₁ = S₁. Exams use this link often.
Key formulas to remember
- General term
- tₙ = rule in n (e.g. tₙ = 3n + 2)
- Put n = 1, 2, 3, ... to generate terms. n is a positive integer.
- Series as a sum
- Sₙ = t₁ + t₂ + ... + tₙ
- Sₙ is the sum of the first n terms.
- Term from sum
- tₙ = Sₙ − Sₙ₋₁ (for n ≥ 2); t₁ = S₁
- Use when the sum formula is given and you need a particular term.
- Sum from terms
- Sₙ = Sₙ₋₁ + tₙ
- Use when you know the sum up to n − 1 and the nth term.
How to solve Concept of Sequence and Series questions
Use this method for any basic question on sequences and series.
- 1Read the question and decide: is it asking for a term (sequence) or a sum (series)?
- 2Write down the given rule: tₙ or Sₙ. If only a few terms are given, look for the pattern first.
- 3For a term, substitute the required value of n into tₙ.
- 4For a term when Sₙ is given, compute Sₙ − Sₙ₋₁ with n replaced properly. Use S₁ for the first term.
- 5For a sum of a few terms, find each term and add them.
- 6Check whether the sequence is finite or infinite if the question asks for it: look for a last term.
- 7Test your answer against the options by substituting back.
Quickest way: Substitute and eliminate
When to use it: Use in MCQs where tₙ or Sₙ is given and options are numbers or formulas.
- If options are values, put the small n directly into the given formula. Do not simplify first.
- If options are formulas for tₙ, test n = 1 and n = 2 against the given first terms. Cross out options that fail.
- For tₙ from Sₙ, find S₁, S₂ and use t₂ = S₂ − S₁. Match with the options.
- Skip a question if finding the pattern takes more than about a minute. A wrong answer costs 0.25 marks.
Common mistakes in Concept of Sequence and Series
Treating sequence and series as the same thing.
Both use the same numbers, and everyday language mixes them.
Fix: Sequence is a list separated by commas. Series is the terms joined by plus signs, or their sum.
Finding tₙ from Sₙ by subtracting S(n − 1) wrongly, such as writing Sₙ − 1.
Students read Sₙ₋₁ as Sₙ minus 1.
Fix: Replace every n in the formula for Sₙ with (n − 1), then subtract.
Using tₙ = Sₙ − Sₙ₋₁ for the first term.
The formula looks general.
Fix: S₀ is not defined here. Use t₁ = S₁.
Starting n from 0 instead of 1.
Habit from other subjects.
Fix: The first term is at n = 1. Check by writing t₁ first.
Calling a sequence infinite because it has dots, e.g. 2, 4, 6, ..., 20.
Dots are assumed to mean no end.
Fix: Look for a last term. If one is written after the dots, the sequence is finite.
Worked examples
Example 1
The nth term of a sequence is tₙ = 3n + 2. What is the 10th term? (a) 30 (b) 32 (c) 35 (d) 23
Show the solution
- Put n = 10 in tₙ = 3n + 2.
- t₁₀ = 3 × 10 + 2 = 30 + 2 = 32.
Answer: (b) 32
Example 2
The sum of the first n terms of a series is Sₙ = n² + 2n. What is the 5th term? (a) 35 (b) 11 (c) 13 (d) 9
Show the solution
- t₅ = S₅ − S₄.
- S₅ = 25 + 10 = 35.
- S₄ = 16 + 8 = 24.
- t₅ = 35 − 24 = 11.
- Check: general tₙ = (n² + 2n) − ((n − 1)² + 2(n − 1)) = 2n + 1. For n = 5 this gives 11.
Answer: (b) 11
Example 3
Which one of these is a finite sequence? (a) 1, 3, 5, 7, ... (b) 2, 4, 8, 16, ... (c) 5, 10, 15, ..., 100 (d) 1, 1/2, 1/4, ...
Show the solution
- A finite sequence has a last term.
- Options (a), (b) and (d) end with dots and no last term, so they continue forever.
- Option (c) ends with 100, so it stops there.
Answer: (c) 5, 10, 15, ..., 100
Exam tips
- Expect direct questions: find a particular term from tₙ, or find tₙ from Sₙ. These are quick marks.
- Always check the first term when you are given Sₙ. Compute S₁ and compare.
- Read whether the question says 'term' or 'sum of terms'. Options often include both values.
- Questions on this topic are short. Do them first and save time for longer calculation questions.
- Sequence and series basics lead into AP and GP. Learn the notation tₙ and Sₙ well now.
Practice questions from Sequence and Series
- Three positive numbers are in geometric progression. Their sum is 39 and their product is 729. What is the sum of the squares of the three n…
- The reciprocals of the terms of a sequence form an arithmetic progression 3, 5, 7, 9, ... Hence the sequence 1/3, 1/5, 1/7, ... is a harmoni…
- The sum to infinity of a GP is 12 and its first term is 3. What is the second term of the GP?
- The sum of the first n terms of a series is given by Sn = 3n² + 2n for every n. What is the 10th term of the series?
- An investment portfolio generates returns following an infinite geometric series. The first-year return is ₹50,000 and each subsequent year'…
Concept of Sequence and Series: frequently asked questions
What is the difference between sequence and series?
A sequence is an ordered list of terms, like 2, 4, 6, 8. A series is the sum of those terms, like 2 + 4 + 6 + 8 = 20. The sequence lists the terms and the series adds them.
What is the nth term of a sequence?
It is a formula that gives the term at position n. For example, if tₙ = 2n + 1, then t₃ = 7. It lets you find any term directly.
How do I find the nth term from the sum of n terms?
Use tₙ = Sₙ − Sₙ₋₁ for n ≥ 2. The first term is S₁. Replace n by (n − 1) in the sum formula before subtracting.
How do I tell a finite sequence from an infinite one?
A finite sequence has a last term, so you can count its terms. An infinite sequence never ends. A list written with dots at the end and no final term is infinite.