Quantitative Aptitude · Sequence and Series
Geometric Progression (GP) for CA Foundation
Updated 1 October 2026 · Fact-checked
A geometric progression is a sequence where each term is the previous term multiplied by a fixed number r, the common ratio. The nth term is a·r^(n−1). The sum of n terms is a(rⁿ − 1) ÷ (r − 1) for r ≠ 1. Find a and r first, then apply the formula.
Understand Geometric Progression (GP)
A geometric progression (GP) is a sequence in which you get every term by multiplying the previous term by the same fixed number. That number is the common ratio, written r. Example: 3, 6, 12, 24 has r = 2.
To find r, divide any term by the term before it: r = T₂ ÷ T₁. The ratio must be the same for every pair of consecutive terms. If it is not, the sequence is not a GP. The ratio can be a fraction (1/2) or negative (−3). A negative ratio makes the signs alternate.
The first term is a. So the terms are a, ar, ar², ar³ and so on. The nth term is a·r^(n−1). The power of r is always one less than the term number.
AP and GP differ in how they grow. An AP adds a fixed number each step (common difference). A GP multiplies by a fixed number each step (common ratio). So an AP grows in a straight line, while a GP grows or shrinks by a constant percentage. This is why GP is used for compound interest, growth and depreciation.
Three useful properties: the square of a middle term equals the product of its neighbours (b² = ac for three terms in GP). In a finite GP, the product of terms equally far from the two ends is constant. If you multiply or divide every term of a GP by a non-zero constant, it is still a GP.
Key formulas to remember
- Common ratio
- r = T₂ ÷ T₁ = T₃ ÷ T₂
- Must be the same for every consecutive pair. Terms are non-zero.
- nth term
- Tₙ = a·r^(n−1)
- The power is n − 1, not n.
- Sum of n terms (r > 1)
- Sₙ = a(rⁿ − 1) ÷ (r − 1)
- Usually used when r is greater than 1, because the denominator is then positive. Valid for any r ≠ 1.
- Sum of n terms (r < 1)
- Sₙ = a(1 − rⁿ) ÷ (1 − r)
- Usually used when r is less than 1 (r ≠ 1), because the denominator is then positive. It gives the same result as the other form.
- Sum when r = 1
- Sₙ = n·a
- All terms are equal, so the formulas above do not apply.
- Three terms in GP
- b² = ac
- b is the middle term. For a,b,c all non-zero in GP. Useful for finding a missing term.
- Three terms in GP (assumed form)
- a/r, a, ar
- Handy when the product of three terms is given: the product is a³.
- nth term from the end of a finite GP
- l ÷ r^(n−1)
- l is the last term. Equivalent to a GP with first term l and ratio 1/r.
How to solve Geometric Progression (GP) questions
Use this method for any GP question. Most problems reduce to finding a, r and n.
- 1Check that the sequence is a GP by dividing consecutive terms. The ratio must be equal.
- 2Write down what is given and what is asked: a, r, n, Tₙ or Sₙ.
- 3If a and r are not given directly, form equations from the given terms using Tₙ = a·r^(n−1). Divide one equation by another to cancel a and get r.
- 4Solve for r first, then a, then n if needed. If r comes out as a power equation, express both sides with the same base.
- 5Pick a sum formula. Both (rⁿ − 1) ÷ (r − 1) and (1 − rⁿ) ÷ (1 − r) are equal for any r ≠ 1. For ease, use the first when r > 1 and the second when r < 1, so the denominator is positive.
- 6Substitute carefully, calculate, and check that the answer is reasonable. For r > 1 the sum must exceed the first term for positive a.
- 7For word problems, identify the starting amount as a and the growth or fall factor as r. A rise of 10% means r = 1.1. A fall of 10% means r = 0.9.
Quickest way: Divide, then plug into the options
When to use it: Use this in the MCQ paper when a question gives two terms or asks for a term or small sum. It saves time and limits calculation errors.
- Get r by dividing two terms. If the terms are k places apart, r^k equals their ratio.
- For small n (up to about 5), just list the terms by repeated multiplication. This is faster than using the formula and avoids power mistakes.
- For sums with small n, add the listed terms directly.
- Eliminate options quickly. For n ≥ 2, a positive a and r > 1 give a sum greater than n·a. Alternating signs mean r is negative.
- Check the last digit of the options against the last digit of your answer. Often only one option matches.
- If a sum needs a large power such as 2¹⁰ or 3⁸, skip it at first and return to it after the easier questions, because 0.25 is lost per wrong answer.
Common mistakes in Geometric Progression (GP)
Writing Tₙ = a·rⁿ instead of a·r^(n−1)
Students link the term number directly to the power.
Fix: Test with n = 1. The first term must be a, so the power must be 0. Hence n − 1.
Finding r by subtracting terms
The habit from AP, where you find the common difference by subtraction.
Fix: In a GP always divide: r = T₂ ÷ T₁.
Making a sign or arithmetic slip in the sum formula
Students mix the numerator and denominator of the two forms, for example writing (rⁿ − 1) in the numerator with (1 − r) in the denominator, or drop a negative sign.
Fix: Both (rⁿ − 1) ÷ (r − 1) and (1 − rⁿ) ÷ (1 − r) are equal for any r ≠ 1, so neither is wrong. Keep the numerator and denominator in the same form. Choosing the form with a positive denominator is only a convenience that helps you avoid sign slips.
Applying the sum formula when r = 1
The formula is memorised without its condition. It gives 0 ÷ 0.
Fix: If r = 1, all terms are equal and Sₙ = n·a.
Ignoring the negative root of r
When r² = 4, students write only r = 2.
Fix: A negative root arises only when r raised to an even power is given. For example, r² = 4 gives r = ±2. An odd power such as r³ = 8 gives only r = 2. When you get two roots, check each against the conditions in the question and keep only those that fit.
Treating a percentage fall as r = 0.1 or growth as r = 0.1
Confusing the rate with the multiplier.
Fix: Growth of 10% gives r = 1.10. A fall of 10% gives r = 0.90. The multiplier is 1 ± rate.
Worked examples
Example 1
The 3rd term of a GP is 12 and the 6th term is 96. What is the 8th term? (A) 192 (B) 384 (C) 768 (D) 512
Show the solution
- T₃ = a·r² = 12 and T₆ = a·r⁵ = 96.
- Divide: r³ = 96 ÷ 12 = 8, so r = 2.
- Find a: a·4 = 12, so a = 3.
- T₈ = a·r⁷ = 3 × 128 = 384.
- Check by listing from T₆: T₇ = 192, T₈ = 384.
Answer: (B) 384
Example 2
What is the sum of the first 6 terms of the GP 2, 6, 18, ...? (A) 728 (B) 364 (C) 1,458 (D) 546
Show the solution
- a = 2 and r = 6 ÷ 2 = 3, with n = 6.
- Since r > 1, use S₆ = a(r⁶ − 1) ÷ (r − 1), which has a positive denominator.
- 3⁶ = 729, so r⁶ − 1 = 728.
- S₆ = 2 × 728 ÷ 2 = 728.
- Check by adding: 2 + 6 + 18 + 54 + 162 + 486 = 728.
Answer: (A) 728
Example 3
A machine costing ₹1,00,000 loses value so that each year its value is 80% of the previous year's value. What is its value at the end of 3 years? (A) ₹80,000 (B) ₹64,000 (C) ₹51,200 (D) ₹40,960
Show the solution
- Each year the value is multiplied by 0.8, so this is a GP with r = 0.8.
- Value after 3 years = 1,00,000 × 0.8³.
- 0.8³ = 0.512.
- Value = 1,00,000 × 0.512 = ₹51,200.
- Check year by year: 80,000, then 64,000, then 51,200.
Answer: (C) ₹51,200
Exam tips
- Questions often give two terms and ask for another. Divide the two equations to get r straight away.
- For small n, listing terms by multiplication is usually faster and safer than powers.
- Three-number problems are common. Take the numbers as a/r, a, ar when the product is given, and use b² = ac when you need a missing middle term.
- Watch for AP-or-GP traps. Check whether the difference or the ratio is constant before applying any formula.
- If the calculation needs a large power, leave the question for the end. A wrong answer costs 0.25 marks.
Practice questions from Sequence and Series
- A textile firm's production capacity in successive months forms a geometric sequence. If the production in month 2 is 1,200 units and month …
- What is the value of the sum 1×2 + 2×3 + 3×4 + ... + 10×11?
- A manufacturing unit's production follows the pattern: 1,200 units in Year 1, 1,500 units in Year 2, 1,800 units in Year 3, and so on. If pr…
- Three positive numbers are in geometric progression. Their sum is 39 and their product is 729. What is the sum of the squares of the three n…
- The sum to infinity of a GP is 12 and its first term is 3. What is the second term of the GP?
Geometric Progression (GP): frequently asked questions
What is the difference between AP and GP?
In an AP you add a fixed common difference to get the next term. In a GP you multiply by a fixed common ratio. The nth term of an AP is a + (n − 1)d and of a GP is a·r^(n−1).
How do I find the common ratio of a GP?
Divide any term by the term just before it. For example, in 5, 15, 45 the ratio is 15 ÷ 5 = 3. Check one more pair to confirm it is the same.
Which sum formula should I use for a GP?
Both Sₙ = a(rⁿ − 1) ÷ (r − 1) and Sₙ = a(1 − rⁿ) ÷ (1 − r) give the same value for any r ≠ 1. For convenience, use the first when r > 1 and the second when r < 1, so the denominator is positive. If r = 1, the sum is simply n × a.
Can the common ratio of a GP be negative or a fraction?
Yes. A fraction between 0 and 1 makes the terms shrink. A negative ratio makes the signs alternate, as in 2, −6, 18, −54. The ratio cannot be zero for a GP.