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CS Professional · Artificial Intelligence, Data Analytics and Cyber Security - Laws and Practice · Cyber Security

Meera receives an email that appears to come from her bank and asks her to enter her net-banking password on a look-alike website. She does so and money is withdrawn. Which combination best describes the technique and the relevant IT Act offence?

The technique is phishing, because a fake email and look-alike site were used to capture her password. Under the IT Act this is cheating by personation using a computer resource, and often identity theft as well. Denial-of-service and ransomware do not match the facts described.

  1. APhishing, with cheating by personation using a computer resourceCorrect
  2. BDenial-of-service attack, with cyber terrorism
  3. CRansomware, with data diminution only
  4. DSpamming, with breach of intermediary guidelines

Explanation

Luring a user to a fake site to capture credentials is phishing. The IT Act punishes cheating by personation by means of a computer resource (Section 66D), and identity theft (Section 66C) may also apply. DoS floods a service, and ransomware encrypts data for ransom; neither occurred here.

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